Be wary of credit repair companies as they don’t provide any results

Non-prime credit these days can be obtained very easily and through no fault of your own. Sure there are cases of financial mismanagement and job loss, but the world is also experiencing an epidemic of identity theft. What used to be unusual is now something that has happened to you, a friend, or a family member at least once. Stealing a credit card number to make purchases is one thing, but the trail left by someone who successfully used your social security number can be quite long and difficult to remove. However, there has to be a proven solution that not only fixes those errors, but also prevents them from happening.

So, assuming any of the scenarios occurred to you, you won’t really find out until it’s too late. This is when you apply for some type of credit and it is denied. Many of you may already know your credit status. Either way, let’s assume you are really looking to repair it. There are many reasons to have better credit, including a new or reliable car, moving to a better place to live (buying a new house or renting a nice place), maybe a credit card because it is much cheaper than loans from payroll, and other things. . Oh yes, there are also employment problems.

Most of us do web searches for everything, including credit repair. In addition to the credit repair signs you see all over town, there are other ways that credit repair companies or individuals can get your attention. Once they have it, it’s usually like this … “We’re glad you’re looking to repair your credit … to repair your credit, we’ll need a copy of your most recent credit report and our service fee.” Remember, no one works for free These days, and your fee can be free upfront, usually in the hundreds, or it can be with a monthly advance, like a popular law firm that starts with an L. Regardless of how you settle with them, they tell you that they are providing a service, and depending on the items on your credit report, this process will take some time. So if you are paying a monthly fee this could be for … who knows …

One more thing, are you going to give someone the tools they need to steal your identity? (Your credit report that has your social, date of birth, addresses, employment information, etc.).

Here’s the worst part, let’s say you paid your monthly fee or advance and it’s been 11 months since you started your credit repair. You are going to apply for a loan somewhere and they deny you. So, you contact your company or the law firm and ask why it wasn’t approved. Your automated response is similar to “well sir / ma’am, we offer to repair credit, but we cannot guarantee that your credit applications will be approved because we do not know which companies you have applied for and what they are looking for. Focus on bad credit and try to repair it” . So after you get that feeling of being scammed by someone, you try to get a refund because why the heck would you fix your credit if your credit applications are going to be denied … correct? once again your autoresponder is as follows … “We cannot give you refunds for a service because we have to pay our staff, this is not a product but a service, therefore there is no refund for services .. . “

Unfortunately, it is not illegal in the United States to offer services, accept money, and not provide what you offered. It just becomes a civil matter if you have the money to go that far, and usually the judge goes to the service provider. Not only is it a massive waste of money, but if you value time more than money (like I do), it’s a double loss.

Luckily for you, there is a way to really achieve your credit goals. Before we dive into that, let’s define accomplished. If you want your loan applications approved, get UNSAFE credit cards, upgrade your vehicle, and buy a home, then this is for you. Also, if you want to fix your credit without sharing your personal information, like your credit report, with anyone, this is for you too.

There is a way to properly repair your credit, regardless of what it contains, and turn it into a primary credit file that banks and financial institutions pay to enter in your book of business. You ask how this is done? well, quite simply actually. Banks and financial institutions have tactics that they use with their own clients to increase their business portfolio. You don’t need a crystal ball to know that all credit applicants are not approved. Wondering what banks do with unapproved customers? Well, depending on the type of business they are trying to run and if it is a current customer of yours, they can lead them by the hand and lead them from denial to approval. This only works if the customer follows your instructions, step by step. And most do so because they are looking for the financial product first.

Not all banks will do this for their customers. For example, let’s say the credit file will take longer than average to repair, let’s say the client’s loan application is not substantial for their time, let’s say they are too busy … the bottom line is that not everyone gets the help what do you need. they want, and are usually rejected because it is not illegal not to help someone with bad credit.

The same tactics these institutions use are now available to you in a video course that takes less than a day to complete. These are not new tactics or procedures, but instructions that have been behind your walls for decades, with proven results. Here’s the real catch, not all credit files are bad, in fact, there are many non-approved applicants for their credit applications that have no charges or other negative things on their credit report. Most simply lack the other ingredients that banks look for before issuing credit approval. The procedures are designed to generate credit approvals at many levels, but your credit is repaired by default, but it is not the primary goal of the program.

In conclusion, don’t be fooled by these companies who say they will fix your credit only to find out the hard way that nothing was ever achieved. This credit course comes directly from the only source of information qualified to adequately achieve your credit objective, which is the banks.

Leave a Reply

Your email address will not be published. Required fields are marked *